Mon, 24 Jun 2019

Home Loans Token Sale

Home Loans Token Sale

A Peer-to-peer lending service that works with Cryptocurrency secured by real estate

Review Project

Recently, borrowers are facing the problem of getting a mortgage for the purchase of the housing. There are no official reasons for refusals but there are a lot of such denials even with people who have an ideal credit history. The reasons may be different but the most common are the level of the economy, refinancing rate, the internal regulations of banks, the number of defaults, the age of the borrower, and etc.

Creation of an international platform for Peer-to-peer lending on Ethereum Block Chain, using HLCoin cryptocurrency to lend people to purchase real estate around the world at a minimum interest rate from private investors without resorting to intermediaries in the sale and purchase of peer-to-peer P2P (peer-topeer) transactions. Everyone who owns HLCoin is an investor.

Peer-to-peer lending (or person-to-person lending, peer-to-peer investing, social lending, P2P lending) is the lending to individuals by individuals without the involvement of traditional financial players such as banks.

Such lending will occur via the HOME LOANS online-platform using various credit and financial verification tools, as well as its own scoring system. This platform will not depend on the economic factors of the different states and as the result, it won’t influence the purchase of the housing or the borrower even if the house and borrower are located in different states.

The world market of p2p-lending which is linked with the revolution in finance is going to triple by 2020 and reach $ 286 billion.

HOME LOANS will be an easily accessible financial platform through which people from all over the world can convert their savings into HLCoin currency supported by a real estate for a potential yield from real estate lending, property purchase and protection their income from inflation.

Each HLCoin represents a part of reliable investments in unallocated loans secured by real estate, which allows people from all over the world to convert their country's currency into a cryptocurrency that is resistant to inflation. Users can immediately convert their currency to HLCoin and back, and make any purchases regardless of cost.


The mobile application HOME LOANS that unites counterparties in one product will be able to motivate users to buy goods and services from partner companies (hereinafter referred to as the counterparty) through Cashback and a system of incentives in the form of HLCoin currency to which the borrower will repay the loan.

Token Sale

Crowdsale Opening Date


566 days ago

Crowdsale Closing Date


500 days ago



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