Mon, 24 Jun 2019



Introducing the world

Review Project

TokenPay is in negotiations to form a new bank charter, acquire a bank or partner with a 20 year old bank, in an attractive, privacy-driven jurisdiction. In addition to cryptocurrency holder consumer benefits, TokenPay plans to introduce a complete suite of merchant services through the robust TokenPay banking platform. All billing and fees collected will be denominated in the TPAY digital token, which has already been thoroughly tested and developed.

TPAY is an ultra-privacy coin that is functionally superior to Bitcoin in many ways. It contains several unique features such as multi-signatures, ring signatures, dual-key stealth addresses, ZK proofs (zero-knowledge), along with a fully encrypted and decentralized Tor network integration. TPAY is the backbone of TokenPay’s fundamentally core cryptocurrency-friendly banking integration.

TokenPay is a blockchain project that incorporates Bitcoin cryptographic technology with advanced security and privacy features. Additionally, TokenPay is building out a platform that combines banking and a closed-end private exchange. This enables wider adoption of the coin via consumer and merchant services. Developing a TokenPay coin and the infrastructure to support its everyday seamless use is a crucial step.

Differences between TPAY and Bitcoin

  • TokenPay is a Proof-of-Stake system, whereas the Bitcoin network is powered by inefficient Proof-of-Work mining.
  • TokenPay incorporates additional security and privacy features that are not included in the original Bitcoin blockchain source code.

Proof-of-Stake is Superior to the Proof-of-Work Mining System

Proof-of-work or PoW is a capital-intensive process to earn Bitcoin. Any entity with the right equipment and knowledge of blockchain can “mine” or earn Bitcoins. The process to mine bitcoin consists of acquiring expensive computers or “mining equipment” that uses the processing power of graphics chips and electricity to solve advanced mathematical puzzles.

When puzzles are solved, the computers confirm transactions that allow it to earn Bitcoin as its reward. In 2017, the cost of mining a single Bitcoin reached over USD $1000. As fewer Bitcoins are being made available as rewards the costs will only escalate as mining competition intensifies.

Proof-of-Stake or PoS is a newer form of mining that is referred to as forging. Coins are earned as a function of and by virtue of being held continuously in a digital wallet. PoS is an energy efficient way to earn coins because no specialty mining equipment is needed. All that is required is for the user to have a desktop, laptop or mobile device. The network of processors creates a decentralized mining system. This allows an extension of the blockchain by the user that stakes or holds coins in a wallet. In order to earn additional coins, the user must simply keep the corresponding wallet open.

For instance, if a person has a TokenPay wallet running on desktop, the wallet is allocating a percentage of the available processing power to enable the decentralized network to complete a blockchain. The person is then rewarded in additional TPAY coins for allocating processing power to the system.

TokenPay will only have a total of 25 million coins ever produced. This is unlike a centralized fiat currency system where money supply can be increased by human decision. TokenPay is fostering a strong user driven community by allocating 25% of the total coins produced for Proof-of-Stake rewards. The TPAY rewards are given at a distribution rate of 5% per year. Rewards are pro-rated and distributed on a daily basis. A typical user with 100 TPAY in a TokenPay branded wallet will receive 5 coins per year or 0.0137 TPAY per day.

Token Sale

Crowdsale Opening Date


564 days ago

Crowdsale Closing Date


523 days ago


TokenPay is launching a hard capped TPAY digital token sale to raise funds for the TokenPay project and general corporate purposes. This will allow the team the ability to add more features to the platform. The maximum raise will be 5000 Bitcoin during the token sale and the presale combined. The number of tokens issued per Bitcoin will depend on the Bitcoin raised as per the bonus structure table detailed in this whitepaper.

Prospective TPAY buyers can trade any amount of Bitcoin including fractional amounts such as 0.010 Bitcoin. There will be a discount offered to early TPAY buyers that will decay with the number of TPAY claimed during the token sale.

There will also be bonuses offered for referring buyers to the TPAY digital token sale. There are NO REFUNDS OR EXCHANGES once BTC has been exchanged for TPAY.



2017 Q3

  • Agreed to acquire an established bank Added Ring Signature feature to TPAY blockchain Zero-Knowledge Proof advanced automation added

2017 Q4

  • Release Whitepaper of TokenPay Token Sale

2018 Q1

  • Completion of Token sale Add TPAY to notable exchanges TPAY Apple iOS Mobile Wallet Complete due diligence of Bank Integration

2018 Q2

  • TokenPay website launched for commercial use Complete acquisition or partnership of Bank P2P multi-screen payment platform Global merchant services application available

2018 Q3 or Q4

  • BlueDiamond debit card ships to account holders


  • TokenPay Bank to expand to new regions within APAC

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ETH : 0x237706bfE11D4C4E148b4764c8f7Da37743657d4